Your Merchant Services Rep

Credit Card Processing & Payment Solutions for Business and Non-Profits by Clark Vandeventer

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I hear all the time how merchants are processing through their Point of Sale (POS) Software.  Many POS systems have a default processor for credit card transactions. That doesn’t mean you can’t switch processors. If you have a PC, it likely came with Internet Explorer as a pre-set internet browser.  That does not mean you can’t download and use FireFox as your Internet browser. I have a Mac.  It came  [ Read More ]

Switching credit card processing companies is a breeze.  I’m not just saying that because it’s my business and I’m trying to sell you something.  Let me show you how easy it is: We have a quick conversation about your business: clientele, how you process (card swiped, keyed-entry, mobile payments, online, etc). If you’re already processing I’ll review some of your past statements from your current merchant services provider to see  [ Read More ]

One of the main factors in determining the rate on any credit card transaction is the risk involved.  What’s the fraud risk?  What are the chances that a purchase is being made with a stolen credit card? The more you mitigate that risk the lower rate you’ll pay.  (Assuming your processor has you set up on a fair pricing structure that allows you to take advantage of the fact that  [ Read More ]