American Express Business Credit Card : In today’s business world, every company relies on credit cards to manage expenses and increase profitability. Every small and large business uses credit cards for company bills, expense tracking, emergency purchases, and online transactions. But if you can’t decide on the right credit card for your business, then I suggest one.
The American Express Business Credit Card is the preferred choice for many organizations due to its exceptional trustworthiness, outstanding reputation, and extensive array of benefits.
Types Of American Express Business Credit Card
1. Blue Business Plus Credit Card –
- PREFERRED FOR- Low Intro Annual Percentage Rate with Flexible Rewards
- CREDIT SCORE- Excellent/Good
- ANNUAL CHARGES –Zero ANNUAL CHARGES
- REGISTRATION BONUS – No
2. American Express® Business Gold Card –
- PREFERRED FOR- Best for Earning Bonus Points
- CREDIT SCORE- Excellent/Good
- ANNUAL CHARGES –$295
- REGISTRATION BONUS – Win 70,000 Points
3. The American Express Blue Business Cash™ Card –
- PREFERRED FOR- Low Intro Annual Percentage Rate with Cashback
- CREDIT SCORE- Excellent/Good
- ANNUAL CHARGES –Zero ANNUAL CHARGES
- REGISTRATION BONUS – No
4. The Business Platinum Card® from American Express –
- PREFERRED FOR- Best for Lounge Access and Lifestyle Benefits
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES –$695
- REGISTRATION BONUS – Win 120,000 Points
5. Amazon Business American Express Card –
- PREFERRED FOR- Perfect for Amazon Shoppers Who Don’t Normally Shop from Amazon
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES –ZERO ANNUAL CHARGES
- REGISTRATION BONUS – Win a $100 Amazon.com Gift Card
6. Amazon Business Prime American Express Card –
- PREFERRED FOR- Best for “I Love Prime” Amazon Shoppers
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES –ZERO ANNUAL CHARGES
- REGISTRATION BONUS – Win a $125 Amazon.com Gift Card
7. The Hilton Honors American Express Business Card –
- PREFERRED FOR- Best for Hilton Groupies
- CREDIT SCORE- Excellent, Good
- ANNUAL CHARGES –95$
- REGISTRATION BONUS – Win 130,000 points
8. Marriott Bonvoy Business® American Express® Card –
- PREFERRED FOR- Best for Marriott Aficionados
- CREDIT SCORE- Excellent/Good
- ANNUAL CHARGES –125$
- REGISTRATION BONUS – Win 125,000 points
9. Delta SkyMiles® Reserve Business American Express Card-
- PREFERRED FOR- Best Delta-Branded Card for Lounge Access
- CREDIT SCORE- Excellent/Good
- ANNUAL CHARGES –550$
- REGISTRATION BONUS – Win 100,000 points
10. Lowe’s Business Rewards Card from American Express –
- PREFERRED FOR- Best for Contractors and Home Improvement Lovers
- CREDIT SCORE- Good/Excellent
- ANNUAL CHARGES –Zero ANNUAL CHARGES
- REGISTRATION BONUS – $100 Cashback
11. Delta SkyMiles® Gold Business American Express Card-
- PREFERRED FOR- Minimum Annual Fee Delta Card
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES – Zero introductory annual fee for the first year, then $99
- REGISTRATION BONUS – Win 75,000 Bonus
12. Delta SkyMiles® Platinum Business American Express Card-
- PREFERRED FOR- Best Medium Annual Fee Delta Card
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES – 250$
- REGISTRATION BONUS – Win 90,000 Bonus
13. Business Green Rewards Card-
- PREFERRED FOR- No Preset Spending Limits
- CREDIT SCORE- Good, Excellent
- ANNUAL CHARGES – 95$
- REGISTRATION BONUS – Win 15,000 Bonus
Also Read: Discover Business Credit Cards in 2023 – Apply Today
Advantage of American Express Business Credit Card
American Express Business Credit Cards offer several benefits for business owners.
Here are some of the key advantages of the American Express card:
Expense Management:
American Express provides robust expense management tools and reporting features, making it easier for businesses to track and categorize expenses. This can simplify accounting and help with budgeting.
Rewards Programs:
Many American Express Business Credit Cards offer lucrative rewards programs. You can earn points or cash back on business-related purchases, which can be redeemed for travel, gift cards, statement credits, or other rewards.
Travel Benefits:
American Express often includes travel-related perks such as airport lounge access, travel insurance, and special discounts on flights and hotels. This can be especially valuable for businesses that require frequent travel.
Purchase Protection:
American Express Business Credit Cards often come with purchase protection, which can safeguard your business against damaged or stolen items purchased with the card. This can be valuable for businesses that frequently make high-value purchases.
No Pre-set Spending Limit:
American Express typically offers a “no pre-set spending limit” feature on many of their business cards. While this doesn’t mean unlimited spending, it allows for greater flexibility in managing business expenses.
Business Tools:
American Express provides various business tools and resources, including access to business experts and discounts on business services, to help you run your business more efficiently.
Expense Reporting:
They offer detailed expense reports, which can simplify the process of reconciling expenses and preparing for tax season.
Extended Warranty:
Some American Express Business Credit Cards offer an extended warranty on eligible purchases, providing additional peace of mind.
Employee Cards:
You can issue employee cards with individual spending limits, which can help manage and track employee expenses while earning rewards for their spending.
Global Acceptance:
American Express is widely accepted both domestically and internationally, making it a convenient payment option for business-related expenses no matter where you are conducting business.
Business Financing Options:
American Express may offer business owners access to financing options such as business loans and lines of credit, which can help manage cash flow and make strategic investments.
Customer Support:
American Express is known for its excellent customer support, including 24/7 assistance for cardholders in case of emergencies or issues.
Also Read: Best Amazon Business Credit Cards for 2023 – Apply Now!
Conclusion-
If you want to get your American Express Business Credit Card and make it official, it’s time for you to take the first step. We’ve summarized the steps here so that you can get started on your journey to success with a business credit card in no time! Contact us at Your Merchant Services Rep to know more.
